World Economic Forum – These experts say we have three years to save the planet from the worst effects of climate change –  Written by Leanna Garfield, Reporter, Tech Insider in collaboration with Business Insider.

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A planet devastated by climate change may seem like a distant future. But Earth is already experiencing effects today.

Globally, the mean rate of sea level rise increased 50% in the last two decades. In 2017, temperatures have already reached their highest levels in history in some areas, from California to Vietnam. And the past three years were the hottest on record.

In a new open letter, six prominent scientists and diplomats, including former UN climate chief Christiana Figueres and physicist Stefan Rahmstorf, wrote that the world has approximately three years before the worst effects of climate change take hold. Published June 28, the letter urges governments, businesses, scientists, and citizens to address the world’s greenhouse-gas emissions now.

If emissions can be permanently lowered by 2020, global temperatures will likely avoid reaching an irreversible threshold, they wrote. Impacts would include rapid deforestation, floods from rising sea levels, and unpredictable weather shifts that could ravage agriculture and affect life on the coasts, where the vast majority of people live.

Their plan includes six goals for 2020:

Increase renewable energy to 30% of electricity use.

Draft plans for cities and states to ditch fossil fuel energy by 2050, with funding of $300 billion annually.

Ensure 15% of all new vehicles sold are electric.

Cut net emissions from deforestation.

Publish plan for halving emissions from deforestation well before 2050.

Encourage the financial sector to issue more « green bonds » toward climate-mitigation efforts.

The letter’s goals are at odds with the priorities of the Trump administration, which has signalled that climate change is not on its agenda. In early June, President Trump announced that, in 2019, the US will withdraw from the Paris Agreement, which sets national benchmarks for curbing greenhouse-gas emissions.

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The authors call for cities and businesses to fight emissions and meet the Paris accord goals, even without the help of the US government.

« We stand at the doorway of being able to bend the emissions curve downwards by 2020, as science demands, in protection of the UN sustainable development goals, and in particular the eradication of extreme poverty, » Figueres said in a press release.

« This monumental challenge coincides with an unprecedented openness to self-challenge on the part of sub-national governments inside the US, governments at all levels outside the US, and of the private sector in general. The opportunity given to us over the next three years is unique in history. »

World Economic Forum – These jobs are set to disappear fastest in the US – Written by Gus Lubin, Senior Correspondent, Business Insider published in collaboration with Business Insider.

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America is going to see some huge employment shifts in the next decade, as in past decades, thanks above all to technology.

The biggest losers? Bookkeeping, accounting, and auditing clerks, whose ranks are projected to shrink by 149,000 from 2014 to 2024.

We pulled the 12 jobs with the largest total declines in Bureau of Labor Statistics projections (see our past coverage for largest percent declines). Keep scrolling to see who’s losing the future.

  1. Computer programmers

They write and test code that allows computer applications and software programs to function properly. Their jobs are at risk primarily because of global outsourcing.

Median annual pay: $80,000

US employment in 2014: 329,000

Projected US employment in 2024: 302,000

Projected decline: 27,000 (8%)

  1. Molding, coremaking, and casting machine setters, operators, and tenders, metal and plastic

They set up or operate metal or plastic molding, casting, or coremaking machines to mold or cast metal or thermoplastic parts or products. Their jobs are at risk as companies switch to computer and robot-controlled machines.

Median annual pay: $29,000

US employment in 2014: 130,000

Projected US employment in 2024: 97,000

Projected decline: 32,000 (25%)

  1. Switchboard operators, including answering service

They operate telephone business systems equipment or switchboards to relay incoming, outgoing, and interoffice calls. Their jobs are at risk due to increased automation and online services.

Median annual pay: $27,000

US employment in 2014: 112,000

Projected US employment in 2024: 76,000

Projected decline: 37,000 (33%)

  1. Cutting, punching, and press machine setters, operators, and tenders, metal and plastic

They set up or operate machines to saw, cut, shear, notch, bend, or straighten metal or plastic materials. Their jobs are at risk as companies switch to computer and robot-controlled machines.

Median annual pay: $31,000

US employment in 2014: 192,000

Projected US employment in 2024: 153,000

Projected decline: 40,000 (21%)

  1. Postal service mail sorters, processors, and processing machine operators

They prepare incoming and outgoing mail for distribution at post offices and mail processing centers. Their jobs are at risk due to automatic mail sorting technology and the switch to online services.

Median annual pay: $57,000

US employment in 2014: 118,000

Projected US employment in 2024: 78,000

Projected decline: 40,000 (34%)

  1. Tellers

They are responsible for accurately processing routine transactions at a bank. Their jobs are at risk due to the rise of online banking and mobile apps.

Median annual pay: $26,000

US employment in 2014: 521,000

Projected US employment in 2024: 481,000

Projected decline: 40,000 (8%)

  1. Sewing machine operators

They operate or tend sewing machines to join, reinforce, decorate, or perform related sewing operations in the manufacture of garment or nongarment products. Their jobs are at risk due to increased automation and outsourcing.

Median annual pay: $23,000

US employment in 2014: 154,000

Projected US employment in 2024: 112,000

Projected decline: 42,000 (27%)

  1. Farmworkers and laborers, crop, nursery, and greenhouse

They perform numerous tasks related to growing and harvesting grains, fruits, vegetables, nuts, and other crops. Their jobs are at risk as farms consolidate and adopt technology that raises output per farmer.

Median annual pay: $20,000

US employment in 2014: 470,000

Projected US employment in 2024: 427,000

Projected decline: 43,000 (9%)

  1. Executive secretaries and executive administrative assistants

They perform clerical and administrative duties. Their jobs are at risk as technology automates or simplifies much of their work.

Median annual pay: $53,000

US employment in 2014: 777,000

Projected US employment in 2024: 732,000

Projected decline: 45,000 (6%)

  1. Postal service mail carriers

They deliver mail to homes and businesses in cities, towns, and rural areas. Their jobs are at risk due to automated sorting technology and the switch to online services.

Median annual pay: $58,000

US employment in 2014: 297,000

Projected US employment in 2024: 219,000

Projected decline: 78,000 (26%)

  1. Cooks, fast food

They prepare a limited selection of menu items in fast-food restaurants. Their jobs are at risk due to increased automation.

Median annual pay: $19,000

US employment in 2014: 524,000

Projected US employment in 2024: 444,000

Projected decline: 80,000 (15%)

  1. Bookkeeping, accounting, and auditing clerks

They record financial transactions, update statements, and check financial records for accuracy. Their jobs are at risk because of technological changes that automate and otherwise simplify this work.

Median annual pay: $37,000

US employment in 2014: 1,760,000

Projected US employment in 2024: 1,612,000

Projected decline: 149,000 (8%)

 

World Economic Forum – A neuroscientist who studies decision-making reveals the most important choice you can make. – Written by Chris Weller, Ideas Reporter, Business Insider, published in collaboration with Business Insider.

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According to Moran Cerf, a neuroscientist at Northwestern University who has been studying decision-making for over a decade, the surest way to maximize happiness has nothing to do with experiences, material goods, or personal philosophy.

It’s all about who you decide to spend time with. But « it’s not just advice to choose your friends carefully, » Cerf told Business Insider.

There are two premises that lead Cerf to believe personal company is the most important factor for long-term satisfaction.

The first is that decision-making is tiring. A great deal of research has found that humans have a limited amount of mental energy to devote to making choices. Picking our clothes, where to eat, what to eat when we get there, what music to listen to, whether it should actually be a podcast, and what to do in our free time all demand our brains to exert that energy on a daily basis.

(Cerf has actually made it a personal policy to always pick the second menu itemon the list of specials when he’s out to eat, for just that reason.)

The second premise is that humans falsely believe they are in full control of their happiness by making those choices. So long as we make the right choices, the thinking goes, we’ll put ourselves on a path toward life satisfaction.

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Cerf rejects that idea. The truth is, decision-making is fraught with biases that cloud our judgment. People misremember bad experiences as good, and vice versa; they let their emotions turn a rational choice into an irrational one; and they use social cues, even subconsciously, to make choices they’d otherwise avoid.

But as Cerf tells his students, that last factor can be harnessed for good.

His neuroscience research has found that when two people are in each other’s company, their brain waves will begin to look nearly identical. One study of moviegoers, for instance, found the most engaging trailers all produced similar patterns in people’s brains.

« The more we study engagement, we see time and again that just being next to certain people actually aligns your brain with them, » based on their mannerisms, the smell of the room, the noise level, and many other factors, Cerf said. « This means the people you hang out with actually have an impact on your engagement with reality beyond what you can explain. And one of the effects is you become alike. »

It’s apparent in people’s behavior, too. Buzzkills bring people’s moods down; fast-talkers cause the pace of conversation to pick up; comedians get people feeling light, or funny.

From those two premises, Cerf’s conclusion is that if people want to maximize happiness and minimize stress, they should build a life that requires fewer decisions by surrounding themselves with people who embody the traits they prefer. Over time, they’ll naturally pick up those desirable attitudes and behaviors. At the same time, they can avoid the mentally taxing low-level decisions that sap the energy needed for higher-stakes decisions.

Following Cerf’s restaurant policy, he said he also likes to avoid picking the restaurant. Instead, he prefers to make one decision — who to eat with — and pick someone who he trusts. Chances are that person will pick a place Cerf enjoys, which means the second special option is also more likely to leave him feeling satisfied.

In other words, he avoids making two smaller decisions by making one larger one.

The same can apply for people who want to exercise more, watch less TV, take up a musical instrument, or become more sociable. In all cases, Cerf said, the most important decision is who you surround yourself with.